FDCPA Disclosures. Mini-Miranda. Delivered Perfectly. Every Call.

Debt collection agents face strict legal requirements on every call — the Mini-Miranda, FDCPA disclosures, cease-and-desist acknowledgments, and state-specific notices. ONE lets you pre-record every required statement in your own voice and play it with a single click. Zero omissions. Zero violations. Every time.

The Stakes Are High in Debt Collection

A single missed disclosure or improperly delivered Mini-Miranda can result in FDCPA violations, CFPB complaints, and costly litigation. Agents under pressure make mistakes. ONE eliminates that risk.

FDCPA Violation Risk

Forgetting or misphrasing the Mini-Miranda, failing to identify as a debt collector, or omitting required disclosures exposes your agency to lawsuits and CFPB complaints.

State-by-State Compliance

Every state has its own debt collection disclosure requirements layered on top of federal law. Agents can't memorize every variation — ONE plays the right script for every situation.

Call Volume Fatigue

Collectors make dozens of calls daily, repeating the same required language verbatim. Voice fatigue, stress, and monotony lead to shortcuts — and shortcuts lead to violations.

How ONE Protects Your Agency

Mini-Miranda — Perfect Every Time

Pre-record your Mini-Miranda disclosure in your own voice. ONE plays it at the start of every call — word-for-word, every time, with no omissions.

State-Specific Disclosure Library

Build a library of state-specific disclosure recordings. Agents select the right one for each call — no memorization, no errors.

Your Voice, Not a Robot

Clients hear a real human voice — because it is one. Not AI, not synthetic. Compliance delivered with the warmth and authority of a real collector.

One Keystroke Compliance

Press a single key to play any required disclosure or script section. No fumbling, no hesitation — just instant, perfect delivery.

Works With Your Dialer

Compatible with Collect! by Comtech, DAKCS, Latitude, and any Windows-based softphone or predictive dialer your agency uses.

Cease-and-Desist Acknowledgment

Pre-record your C&D acknowledgment script so agents deliver it correctly and consistently every time — protecting your agency from further exposure.

What Debt Collection Agencies Are Saying

"Since deploying ONE, our FDCPA compliance rate is essentially perfect. The Mini-Miranda plays on every single call without fail. Our compliance officer is thrilled — and so is our legal team."

M
Marcus B.
Collections Manager · Texas

"We were paying for compliance training over and over because agents kept making mistakes under pressure. ONE solved that overnight. The disclosures play perfectly every time and our collectors are less stressed."

S
Sandra L.
Third-Party Collection Agency Owner · Florida

"Our collectors were burning out reading the same scripts 80 times a day. With ONE, they press a key and the disclosure plays. Their energy is better, their conversations are better, and our recovery rates are up."

D
Derek W.
Call Center Supervisor · Ohio

Protect Your Agency. Empower Your Collectors.

Start your 14-day free trial today. No credit card required for 1–3 seats. Setup takes 2 minutes.

No Credit Card Required
FDCPA Compliance Ready
2-Minute Setup